Cheap insurance for young drivers is seen by many as a bit of a myth.
If that was the case then there wouldn’t be nearly as many young drivers on the roads with insurance as there are.
So what can you do to try to get yourself one of the cheap insurance policies for young drivers?
Get car insurance quotes before you buy a vehicle
One of the biggest issues for young drivers looking for cheap car insurance is the kind of vehicle they buy. Getting your first car is an exciting prospect and many young drivers see it as a status symbol.
Choosing a powerful car as your first may seem like a great idea at the time but when you come to try and arrange insurance, you will probably find no company is willing to give you a young drivers’ cheap insurance policy.
Taking the time to do some research into what the cheapest cars are to insure will let you get on the road for less. Once you’re a bit older and have built up a no claims discount, you’ll be able to upgrade to a more powerful car if you want to.
Don’t believe everything you read
Certain parts of the press like to sensationalise things and cheap insurance for young drivers is no different. You’ll have probably seen things printed like someone being quoted £20,000 to insure their first car, but these sorts of quotes are the exception rather than the rule.
For every over-inflated insurance quote there are thousands of others that don’t make the papers because they’re reasonable and don’t make for a good story.
Going the extra mile
Lots of companies that supply cheap insurance for young drivers want to help but need to see a commitment from you too.
One way you can do this is through the Pass Plus scheme which is taken after you’ve passed your driving test. It builds on what you’ve learnt and gives you the opportunity to drive on motorways, country roads and in different conditions to improve your overall driving.
In addition to saving you money on your car insurance, this course will also give you more confidence as a driver and make you safer on the roads.
Cheap insurance for young drivers is out there but you also need to be realistic. For example, if you’re the parent of a 17 year old driver and have the maximum no claims discount, you can’t expect to pay the same premium for your son or daughter who has only just passed their driving test.
The Co-operative Insurance offers a number of discounts for young drivers looking for their first policy.